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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Apr 20, 2023

There are a lot of myths out there in the mortgage world, and today we’re going to debunk the five most common ones. While some of this information might’ve been true at one point in time, it is important to stay updated on how this information has changed as you navigate the home-buying process. In today’s episode, Bill will touch on a few myths from his homebuyer guide and provide some bonus content as well.


Here’s some of what we’ll discuss in this episode:

  • Myth: I’ll never be able to overcome my bad credit score and buy a home. (7:13)
  • Myth: Lenders will nickel and dime you with fees. (9:44)
  • Myth: You’ll need to put 20% down on your home in cash to purchase it. (12:08)
  • Myth: You want to avoid the adjustable mortgage rate bill. (15:57)
  • Myth: First-time home buyer loans are always the most beneficial for first-time buyers. (18:43)



Schedule a time to meet with Bill here.

Visit the Smart Mortgage Show website for more podcasts, videos and info.

Call: 484-352-4151.