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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Oct 6, 2022

Our current market has a lot of people seeking ways to save money. As the Feds work to bring inflation down, many are in anticipation of the interest rates eventually decreasing.

Utilizing points has become increasingly more common and you may be wondering how effective they really are. In this episode, we will help you learn the fundamentals of points and what scenarios may (or may not) call for using them.

Listen to this week’s show to learn more about:

  • Is there a true reason for you to use points as a tool? (3:52)
  • There are instances where using points doesn’t make sense. (6:03)
  • There is no 'one size fits all' for when you’ll break even. (8:02)
  • Points are significantly more common now than in typical markets. (9:06)


Schedule a time to meet with Bill here.

Visit the Smart Mortgage Show website for more podcasts, videos and info.

Call: 484-352-4151.