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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Jan 23, 2025

One ​of ​the ​biggest ​questions, ​first ​time ​home ​buyers ​have ​is ​how ​much ​can ​I ​actually ​afford? Today ​we're ​going ​to ​​look ​at a specific ​situation ​and a common scenario for young couples, ​break ​down ​the ​numbers, ​and discuss how to determine how much they can afford. And that’s the most important thing because what you are approved to spend might be much different than what you can actually afford within your budget.

If you’re ready to start running the numbers and discussing your options, text LEND to 21000 to get a free consultation.

Here’s what we discuss in this episode:

0:00 – Intro

1:18 – Understanding what’s truly affordable

6:27 – Maintenance figures

8:32 – General guidance

Schedule a time to meet with Bill here: https://calendly.com/blitton/

Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info: https://smartmortgageshow.com/

Call: 484-352-4151