Smart Mortgage Show with Bill Litton

If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Is It Normal Not to Get a Rate During Pre-Approval?

Oct 23, 2025

📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text “LEND” to 21000 to schedule a free 15–minute consultation

If your lender won’t tell you your interest rate until you make an offer, is that normal or a red flag? In this episode, Bill explains how a proper pre-approval should...

How Much You Need to Earn to Afford a $500K Home?

Oct 16, 2025

📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text “LEND” to 21000 to schedule a free 15–minute consultation

The average U.S. home price is hovering around $500,000, but what kind of income do you actually need to afford a home with that price tag? In this episode, Bill...

The Bridge Loan: Make Offers with No Contingencies

Oct 9, 2025

📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text “LEND” to 21000 to schedule a free 15–minute consultation

You’ve found the perfect home, but there’s a catch. You still need to sell your current house before you can buy. Sellers know that’s risky, which is why “sale of...

The Fed Cuts Rates- What Does That Mean For Mortgages?

Oct 2, 2025

📞 Schedule a time to meet with Bill here: https://calendly.com/blitton/

📲 Text “LEND” to 21000 to schedule a free 15–minute consultation

The Fed finally cut rates, but why haven’t mortgage rates followed? In this episode, Bill breaks down why the federal funds rate and 30-year fixed mortgage rates...