Preview Mode Links will not work in preview mode

If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Jun 2, 2023

While most lenders will provide you with everything you need, not everyone will ask the questions that will help you best determine what mortgage will fit you and your family best. In this episode, Bill is going to share a few of the questions that your lender should be asking you. If they aren’t or haven’t, it could raise a red flag and should require some additional conversation. 

We’ll also talk a little about the debt ceiling in our market update and how that’s impacting rates right now. Plus, we’ll tackle a question about whether a 20% down payment on a home is necessary for your next purchase.


Here’s some of what we’ll discuss in this episode:

0:00 – Intro

1:24 – Market Update on the Debt Ceiling

6:24 – Questions your lender should be asking

18:02 – Mailbag: Is 20% down necessary?



Schedule a time to meet with Bill here.

Visit the Smart Mortgage Show website for more podcasts, videos and mortgage info.

Call: 484-352-4151.