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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

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  2. Picking Up A Second Job To Secure A Mortgage: Is It A Good Strategy?

Picking Up A Second Job To Secure A Mortgage: Is It A Good Strategy?

Jan 30, 2025

One of the main pillars for securing a loan is income and a strong housing market means you might need a little more to qualify for the home you have your eyes on. Can picking up a second job help you qualify and how long do you need to have it before it starts counting towards your application? Today we’re talking all about income and the factors that come into play when you submit your loan application.

Tune in to learn more about the role of income in mortgage applications and discover strategies to enhance your financial profile for a successful home purchase.

Here’s what we discuss in this episode:

0:00 – Intro

1:13 – When can a second job be used on a mortgage application?

2:27 – Focusing on eliminating debt

5:33 – Does the two-year threshold apply to a new primary job?

7:05 – Having a strong lending team on your side

 

CONTACT:

Schedule a time to meet with Bill here: https://calendly.com/blitton/

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