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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Mar 17, 2022

What should future home buyers know? On today’s episode, we discuss the top 7 mortgage tips out there and how they apply to the home buying process. Don’t let a non-exceptional credit score prevent you from applying for a mortgage. Even with a perfect score, you may be facing higher interest rates in the near future.

Just like when you are shopping for a car, look around and get multiple quotes. If you’re in the process of buying a house or refinancing it’s best to hold off on other big purchases. We explore prequalification versus preapproval, mortgage rates, down payments, and more.



0:40 – Non-exceptional credit score

2:33 – Get multiple quotes

4:22 – Don’t make large purchases

6:25 – Prequalification and pre-approval

9:15 – Small increase in mortgage rates

10:30 – Increasing or decreasing down payment

12:05 – Agent and lender communication



Schedule a time to meet with Bill here.

Visit the Smart Mortgage Show website for more podcasts, videos and info.

Call: 484-352-4151.

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