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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Feb 3, 2022

A lot of people have questions about credit when it comes to buying a home. On today’s episode, we’ll explore some common questions, concerns, and misconceptions about credit. How does a credit score directly impact your ability to obtain a mortgage?

If it’s too low you may not qualify for a mortgage loan. Having a good score can help you get the best rates possible on interest, PMI, and more. Join us today as we discuss how credit impacts the mortgage process, how to improve your credit, and more. 



0:42 – Buying a home

1:40 – Interest rates

2:06 – Home sizes

3:36 – Minimum credit scores

4:52 – Best rates possible

5:56 – Improving your credit

7:09 – Hiring a company

8:07 – Knowing your credit