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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join LendUS® Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and learn more online and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Apr 21, 2022

A lot of people out there don’t know much about the mortgage process, which can lead to frustration once you are looking for a home. On today’s episode, we are going to break down a recent article by Architectural Digest, What No One Tells You About a Mortgage, and see whether Bill agrees or disagrees with some of the main points made in the article.

As with many big purchases, making sure your finances are in order is important and Bill certainly agrees with this. You can never start the home buying process too soon. Should you focus on a broker first and a house second? Especially in today's market, Bill thinks getting a broker first is essential, a lot of people will not let you look at their house without a pre-approval. We’ll break down these 6 big takeaways and see what you need to really consider through the home buying process.

Architectural Digest Article: https://www.architecturaldigest.com/story/getting-mortgage-tips

 

TIMESTAMPS: 

2:03 – Get your finances in order

3:12 – Broker first, house second

5:07 – Pre-approval is not a guarantee

6:39 – You don’t need to put down 20%

8:25 – You should shop around for quotes

10:25 – An adjustable-rate may not be so bad

11:27 – Once you start be on your best behavior

 

CONTACT: 

Schedule a time to meet with Bill here.

Visit the Smart Mortgage Show website for more podcasts, videos and info.

Call: 484-352-4151.

Visit LendUS® on the web.