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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Jul 6, 2023

No matter how prepared you are going into an early meeting with your mortgage lender, there’s bound to be something you forget to ask. Everyone will have their own set of questions that pertain to their homebuying process, but there are a few that we encourage everyone to ask and get answered.


Here’s some of what we’ll discuss in this episode: 

0:00 – Intro

2:08 – Market update: inflation data & debt ceiling

6:46 – Main topic: Questions to ask your lender

8:10 – Question 1: If interest rates decrease, can you offer a lower rate after loan is locked in?

10:35 – Question 2: Will you be able to provide payment and cash to close numbers on homes we’re interested in?

12:18 – Question 3: Is the rate guaranteed?

16:21 – Mortgage mailbag: Does pre-approval hurt my credit?



Schedule a time to meet with Bill here.

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