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If you have questions about the mortgage process of buying a home or the ins and outs of refinancing then this is the show for you. Join Cross Country Mortgage Regional President Bill Litton as he breaks down key lending terms, answers listener questions, and provides you tons of tips and education about the mortgage world.

You could save thousands of dollars on your next mortgage decision just by tapping into some of the great information on the Smart Mortgage Show.

Schedule a time to meet with Bill and and don't hesitate to reach out with any questions. 484-352-4151. NMLS #147060.

Aug 4, 2022

A lot of people are worried that the housing market has been slowing down. But houses are still selling quickly and the market is still very strong. Rates are higher, but it still makes sense to buy. 

Mortgages are still cheaper than rent on average and there are various other benefits to owning a home. On today’s...


Jul 21, 2022

Let’s open up the mailbag on today’s show to answer some questions we have from potential home buyers in this high-interest rate market.

What you’ll learn on this episode:

  • “A friend told me I shouldn’t buy a home unless I can put 20% down. Is this wise advice?” (2:58)
  • “Can closing costs be higher at one...


Jul 7, 2022

Interest rates are rising and it seems likely that they will continue to do so. Historically, rates are still not bad. But a jump from 2.5% to 6% is a big jump and it’s changing the housing market and the trends we are seeing.

With inflation still very high, we should expect to see these higher rates for a while. So,...


Jun 30, 2022

With various changes in the market, many listeners have questions about the mortgage process and what they should expect in the coming weeks and months. On today’s episode, we’ll break down each question and the vital things you need to consider when looking for your next home.

What you’ll learn on this...


Jun 17, 2022

Interest rates for mortgages have crept over 6% and it’s been the big story as we head into the summer. Anyone looking to buy or sell a home right now is probably wondering what these rate hikes will mean for the real estate market that’s been going strong for some time. We’ll get Bill’s thoughts on these upward...